You can get a Cuvva subscription on most UK-registered cars.
But there are some exceptions, and we can't insure other vehicle types (such as vans, motorbikes and scooters) yet.
Just so you know, the rules can be a bit different for temporary insurance. Check out our temporary insurance vehicle requirements here.
Cars that we can insure
We can cover most cars that are:
In insurance group 50 or below
Less than 20 years old
Valued at £40,000 or less
This includes electric and hybrid vehicles.
Cars that we can't insure
Modified Vehicles
We define a modification as anything that's been changed on a vehicle after leaving the factory.
This includes:
Aftermarket parts
Vinyl wraps
Decals/stickers
Engine modifications
Vehicles that have been converted into pickup trucks, motor homes or camper vans
Commercial Vehicles
We can't cover cars that:
Have 7 seats or more
Are used for taxi services
Are on a fleet policy
Belong to a hire car company
Other Requirements
Even though we can insure most cars, we can't guarantee that every driver will be able to get a quote on every vehicle.
Some cars will need you to have held your licence for longer than others, or you may need a certain amount of no claims bonus (NCB) to insure it with us.
Check before you drive
Before you buy a policy, make sure that your vehicle meets these requirements.
If you use Cuvva on a vehicle which shouldn't have been insured with us, we might not be able to cover you again. And if you were involved in an accident, our underwriter wouldn't pay out any claims.
So if there's any doubt, you can use our free car checker to find out more about your vehicle.
And if you're still not sure, just contact our customer support team. They're on hand 6am to 1am every day of the year, with an average response time of 1 minute.
Happy driving 🚗