A no claims bonus (NCB) is a type of car insurance discount.

It’s designed to reward drivers who don't claim on their car insurance, because they are seen as being 'safer'.

The longer you don’t make a claim for, the bigger the discount is.

No claims bonuses on multiple cars

You can’t use the same NCB on two cars at the same time.

So if you’re getting a NCB discount on one car, you can’t use that discount on a second car, too.

You can build up a separate no claims discount on a second car. But you have to do it from scratch.

If you want, you can transfer your NCB to a separate car. But remember, this means only the new car can use the discount.

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