You can get a Cuvva policy on most GB-registered cars or vans (these are those registered in England, Wales and Scotland only - not Northern Ireland). But we can’t cover some types of modified vehicles. 🙅

A lot of modifications are fine, though. Here's how it works.

Adaptions for disabilities - any modification to aid a disability (such as altered pedal configuration or hand controls)
​Additional security - things like alarms, immobilisers, tracking devices, Alpha Dots and locking wheel nuts which have been fitted in accordance with manufacturers guidance
​Badges - when the original badge have been removed, replaced or altered in colour
​Dash Camera - in-car CCTV which has been fitted in accordance with manufacturer’s guidance
​Front Grill - when the grill has been replaced with a direct fitment manufacturers/aftermarket grill, or a grill has been altered in colour
​Graphics (short-term commercial vehicle only) - any promotional or advertising decals, or magnetic or painted signs (however: no motor trade or delivery graphics)
​Lighting changes - legal lighting changes, such as upgraded bulbs, fog lights or the addition of light bars
​Navigation and Bluetooth - aftermarket Bluetooth or satellite-navigation equipment which has been fitted in accordance with manufacturers guidance
​Parking sensors and cameras - aftermarket parking sensors or cameras which have been fitted in accordance with manufacturers guidance
​Roof racks, roof rails and roof boxes - aftermarket roof racks, roof rails or roof boxes which have been fitted in accordance with manufacturers guidance
​Telematics device - any plug-in or hardwired telematics device which has been fitted in accordance with manufacturers guidance
​Towbars - towbars which have been fitted in accordance with manufacturer’s guidance
​Window stickers and sunstrips - sticker-based sun strips and window stickers (this excludes aftermarket tinted windows)

Anything not on the list above!

If you're unsure of whether a change is a modification, just think: has it been added to my vehicle since leaving the factory?

Just so you know: you don't need to add or declare a modification to your policy. If it's on the list of approved modifications, you can just buy a policy as usual. If it's not on the list, we can't cover the vehicle.

Any questions? Our customer support team are on hand 365 days a year, from 9am to 9pm. Just drop them a message in the app or email support@cuvva.com.

Happy driving! 🚗