Skip to main content
Lending your car

How to lend your car to a friend or family member

Joey M avatar
Written by Joey M
Updated over a week ago

Want to lend your car to a friend or family member? No problem! We’ve made it nice and easy to help someone out - and also to earn a little something for yourself.

Here’s how it all works 👇

How to lend your car

With traditional insurers, lending someone your car can be a long process. Typically, you have to call up your insurer and pay to add the person as a named driver on your policy. It can be clunky and expensive - plus it puts your own policy and no claims bonus at risk if something happens when they're at the wheel.

Cuvva’s short-term car insurance, with policies starting from just one hour, is simpler and fairer. The person you’re lending to can buy their own ultra-flexible short-term policies for as long as they need, saving you all hassle and money. Plus it's a standalone policy, so you're completely protected.

There are two easy ways to lend your car to someone.

  1. The first is by asking the borrower to enter your car's number plate (plus some personal details about themselves and their driving history) on the app to get a quote. This is super simple, and only takes a few minutes.

  2. The other is through Cuvva car clubs - an easy way for people to borrow your car whenever you mark it as available. You can also earn a little cash as you do so, to help offset the annual costs of running a car. You can find out more in our step-by-step guide to making a Cuvva car club.

By the way, if the borrower is buying a policy that starts in the future, you'll need to approve them as a driver on the app. This is only for book-ahead policies, not for policies that start instantly.

Complete peace of mind

Here’s some extra bits and pieces you might like to know:

  • Your no claims bonus is completely protected, even if your friend or loved one has an accident while borrowing your car. Your insurance won’t be impacted at all because they will be driving on their own policy.

  • All our policies are fully comprehensive. This means the driver and car are both covered, even if the driver is at-fault.

  • We're authorised and regulated by the UK Financial Conduct Authority (FCA). In other words, we're fully legit.

  • Any questions? Our customer support team are on hand 365 days a year, from 9am to 9pm. Just drop them a message in the app or email

  • You don't need extra cover. No need to call your insurer or worry about additional cover. The person you’re lending to can get insured on your car in minutes, all you need to do is give them the keys.

Happy driving! 🚗

Did this answer your question?