Car rules
There are a few restrictions on which cars a learner driver can get insured on using hourly cover.
The car must be:
In insurance group 27 or below
At most 20 years old
Valued at £30,000 or less
We can't insure cars that are:
Scrapped or impounded
Hire cars, or vehicles on a fleet policy
Company/business vehicles
There are also a limit on some modifications (although any change that makes things easier for a disabled driver is allowed).
Driver rules
Don't forget, learners need to be aged between 17 and 50, and have had their provisional driving licence for less than 15 years.
You also must have a GB driving licence (unfortunately we can't insure drivers with licences issued in Northern Ireland, the Channel Islands, or the Isle of Man, because these regions have different licencing authorities to the mainland).
Learners can get insured for a maximum 3-hour period in a day, and can only be extended if they haven't reached that limit yet.
Cuvva uses a rating model from our underwriters to work out who we can and can't cover. Our customer support team will always try our best to help you get you insured, but sadly we can't reverse the decisions made by the app or website - and we often won't have access to any further information.